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Terms Of Use – Privacy Policy:  Legal terms under which access to this web site is made available

If you do not accept these terms, please do not access or use this Web Site. By accessing, using, and browsing this Web Site, you accept these terms without limitation or qualification.

Intellectual Property

This Web Site contains text, images/video (including photos, electronic art, animations, graphics), sounds/audio (including voice and music), information and data, communications programs (including Internet links, electronic mail services, and user interfaces), executable code versions of ContraVest and third party software applications, and other materials, methods of operation, and ContraVest data (collectively, “ContraVest Content”) formatted, organized, and collected in a variety of forms, including layouts, pages, screens, directories, and databases. Any unauthorized use of the ContraVest Content on this Web Site may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes. The ContraVest Content on this Web Site is either the property of ContraVest or is used by ContraVest with permission. You may not modify, publish, transmit, participate in the transfer or sale of, create derivative works, or in any way exploit any of the ContraVest Content, in whole or in part. You may not upload, post, reproduce, or distribute any ContraVest Content unless licensed by ContraVest and/or its licensors to do so in a formal license agreement. Nothing contained on this Web Site shall be construed as granting, by implication, estoppel, or otherwise any license or right to use any ContraVest Content displayed on this Web Site. Unauthorized use of the ContraVest Content by you is strictly prohibited, will violate the legal rights of ContraVest and/or its licensors, and may subject you to legal proceedings.

All of the ContraVest trademarks, logos, and service marks (collectively, “Trademarks”) displayed on this Web Site are registered and unregistered Trademarks of ContraVest or its licensors. You may not upload, post, reproduce, or distribute any Trademarks unless licensed by ContraVest to do so in a formal trademark license agreement. Nothing contained on this Web Site shall be construed as granting, by implication, estoppel, or otherwise any license or right to use any Trademarks displayed on this Web Site without the written permission of ContraVest or such third party as may own the trademarks displayed on this Web Site. Unauthorized use of the Trademarks is strictly prohibited, will violate the legal rights of ContraVest and/or its licensors, and may subject you to legal proceedings.

Warranty Disclaimer

Your access to, use of, downloading from, and browsing in this Web Site are exclusively at your own risk. Everything on this Web Site is provided on an AS IS basis without warranty of any kind, either expressed or implied. Without limiting the generality of the foregoing, ContraVest makes no warranty, representation, or guaranty of merchantability, fitness for a particular purpose, non-infringement, accuracy, correctness, currency, sanitation, availability, reliability, performance, suitability, compatibility, or non-infringement with regard to any aspect of this Web Site. ContraVest shall not be liable for any direct, incidental, consequential, indirect, or punitive damages arising out of your access to or use of this Web Site, including any damages of any type caused by viruses that may infect your computer equipment on account of your access to, use of, downloading from, or browsing in this Web Site.

ContraVest will from time to time revise the information, services, and content contained in this Web Site and reserves the right to make such changes without any obligation to notify past, current, or prospective Web Site visitors.

Cookies

When you visit this Web Site, we may store some information on your computer. This information will be in the form of a “cookie” or similar file and can help us maintain and improve this Web Site in many ways. A “cookie” is a small amount of data that is transferred to your browser by a Web server and can only be read by the server that gave it to you. It functions as your identification card, recording such things as Internet addresses, passwords, and preferences. It cannot be executed as code or deliver viruses. With most Internet browsers, you can erase “cookies” from your computer hard drive, block all “cookies,” or receive a warning before a “cookie” is stored. Please refer to your browser instructions to learn more about these functions.

Privacy Policy

ContraVest, Inc. respects the privacy of every individual who visits this Web Site. In general, you can visit ContraVest on the Web without telling us who you are or revealing any information about yourself by viewing using an incognito browser option. ContraVest will not collect any personally identifiable information about you (e.g., your name, address, telephone number, or e-mail address) by means of this Web Site unless you have provided such personal data to us voluntarily. If you do not want your personal data collected, please do not submit it to us.

When you engage in certain activities on this Web Site, such as requesting information, online applications, downloading documents, or submitting form requests, ContraVest may ask you to provide certain information about yourself by filling out and submitting an online form. It is completely optional for you to engage in these activities. If you elect to engage in these activities, however, ContraVest may require that you provide your name, mailing address, e-mail address, and other personal identifying information.

In some cases, ContraVest may automatically (i.e., not via registration or online form) collect technical information when you connect to this Web Site that is not personally identifiable; examples of this type of information include the type of Internet browser you are using, the type of computer operating system you are using and the domain name of the web site from which you linked to this Web Site. ContraVest recognizes and appreciates the importance of responsible use of this information. ContraVest collects this information in order to record and support your participation in the activities you select.

ContraVest also uses information that you provide as part of our effort to keep you informed about product upgrades, special offers, and other ContraVest products and services. ContraVest does not share any information with third-party marketers.

All information collected is for ContraVest internal use only.